GROUP HEALTH & DENTAL PLANS
GET THE BEST BENEFITS FOR YOUR GROUP, EVEN IF YOU'RE A GROUP OF ONE.
PROTECT YOUR GROUP WITH HEALTH & DENTAL BENEFITS
Follow the WAY
Group Benefits are a cost-effective way to provide value to the employees you have, and attract the top talent you need. With Group Benefits as a part of your employees’ compensation packages, you can show that you care about the wellbeing of your staff by investing not only in their health but also in their financial stability and that of their family members, especially during tough times.
Our program management services ensure tax deductions and other resources available to you are taken advantage of, so offering a Group Benefits package will save money in relation to offering a raise of equivalent value to your employees. Plus, your staff will appreciate the convenience of our flexible benefits offering.
As a result of our years of work developing relationships and long-standing partnerships with industry leaders, we are able to provide our clients with a multitude of enhanced, optional benefits they can use however they’d like. These optional benefits can be added to any standard plan based on your group’s specific needs, adding value not only to your employees but the company too:
- Prescription Delivery
- Second Opinion Medical
- Human Resource Services
- Preferred Providers
- Wellness Program
- Employee Assistance Program
OUR ADVANTAGE
Group Benefits are a high priority for employees and are often the second largest expense for employers behind payroll. According to Stats Canada, all baby boomers will reach the age of 65 by the year 2031. With the average age of retirement in Canada being 64 years old, a large portion of Canadian workers will start looking at retirement over the next 10 years. With the coming changes to the workforce, it's important to be proactive to new marketplace trends. That’s why C&C Insurance Consultants Ltd. takes pride in being an innovation leader, designing new and exciting solutions offered exclusively to our valued clients. These solutions improve the current group benefits landscape and meet the needs of the changing market.
Campbell & Co. Insurance Consultants
Our Success Stories
Problem:
A construction company with 20 employees was experiencing an alarming 55% employee turnover rate. Recognizing the need for change, they approached Campbell & Co. for assistance in implementing a benefits plan to enhance employee satisfaction and reduce turnover.
Action:
We worked closely with the construction company, providing expert consultation and guidance at every step. Together, we designed a comprehensive, affordable benefits package tailored to the needs of their employees. The plan was implemented in 2020, with the goal of boosting satisfaction and reducing turnover.
Result:
The benefits plan yielded impressive results:
- 2021: 42% Turnover
- 2022: 21% Turnover
- 2023: 18% Turnover
Though the significant reduction in turnover demonstrated the plan’s success, we noticed we noticed that employee usage of the benefits was still low. We then advised the client to further educate their employees on the full scope of their benefits package and guide them through the claims process.
Since implementing these recommendations, the client has reported even higher retention and satisfaction rates, leading to substantial savings by reducing the costs associated with employee turnover.
Problem:
Our client’s employee was recently diagnosed with a serious medical condition that required a high-cost medication.
This treatment, crucial to the employee’s well-being, necessitated special authorization from the insurance company. The process involved substantial paperwork, leaving the employee feeling overwhelmed and anxious about obtaining the medication in a timely manner.
Action:
Understanding the urgency and sensitivity of the situation, our team intervened to support the client and their employee.
We worked diligently to establish direct communication with the insurance company and to streamline the authorization process.
Result:
Through our proactive and empathetic approach, we successfully secured an advance for the client before the required forms were completed. This allowed the employee to start their critical treatment without delay, offering much-needed peace of mind during a difficult time.
Problem:
Our team was approached by a business owner who sought a second opinion on their insurance plan, previously managed by a friend serving as a broker. The business owner, having relied on their friend’s services as a broker for years, decided to explore alternative options for their insurance plan. They engaged our team to conduct a comprehensive audit and review the existing plan and renewals.
Action:
We began by performing an in-depth analysis of the plan through our internal underwriting process. Our findings revealed that the friend had not been negotiating on the owner’s behalf, simply accepting the insurance carrier’s proposed rates—even when these rates were not justified. We presented our findings to the client, explaining the discrepancy between their current rates and what they should have been paying.
Result:
Armed with this information, we approached the insurance carrier on the client’s behalf, seeking to renegotiate the terms. When the carrier proved unwilling to adjust their rates, we took the plan to the market and successfully identified a more competitive option. Ultimately, we secured a plan that offered nearly 30% savings and a first-year renewal increase of just 5%.
VIRTUAL HEALTH AT WORK
Add the Virtual Health Clinic to your Workplace
In addition to our benefits plans, we are proud to offer additional wellness services to your group such as The Virtual Health Clinic. The VHC is a completely digital Healthcare service that provides your employees with accessible and barrier free medical care when they need it.
*Powered by Cleveland Clinic Canada
Reduced Wait Times
Wait times for the VHC are 50% less than your typical walk-in clinic. Individuals are able to treat 500+ ailments completely remotely using their phone and 4 attachments.
Comprehensive Care
The Cleveland Clinic is widely renowned for their specialized health professionals who are able to offer superior care for both common and uncommon ailments that your employees may encounter.
CUSTOMIZABLE BENEFITS PLANS
Dental Benefits
Extended Healthcare
Prescription Drugs
Vision Benefits
Critical Illness
Disability Benefits
Life Insurance
Spending Account
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OUR PARTNERS
While these new and innovative products are improving the market, many companies still look at your traditional insurance plans.
We work directly with Canada’s leading insurance companies to provide the industry's best Traditional Insurance Plans, Fully-Pooled Plans, Health Spending Accounts, and Administrative Services (ASO). Whether you are a start-up business of one or a corporation with thousands of employees, we have a customized solution for you.
